Increase your closing rates by offering credit enhancement solutions to clients.
Gain access to a wider pool of qualified buyers with improved credit scores.
Enhance your reputation by providing comprehensive support to your clients.
Focus on providing value and expanding your sales opportunities.
Strengthen your service portfolio with our comprehensive credit enhancement process.
Get more referrals
Selling with more confidence

Three Simple Steps for Closing More Deals

Help your credit challenged customers become qualified.

Submit "Unqualified" Clients for Credit Enhancement

Customers who are not credit qualified can now become credit qualified and make a purchase.

Axxcess Solutions Credit Enhancement Program

Through our automated automotive AI credit enhancement program WITHIN ONE DAY we can determine if your un qualified auto prospect will qualify for 14 to 21 negative item removal on all three credit reporting agencies, and in some cases under 10 days.

Once Credit Qualified
CLOSE THE DEAL!

Now that your customer is credit qualified, you as the AUTOMOTIVE SALES professional can begin to work on getting your customer back in the dealer to pick out their car.

Benefits to Your Credit Challenged Customers

Lower interest rates on automobile loans
Turn Denials into approvals
Higher chances of auto approvals
Turn those BE BACKS into approvals
Potential for lower down payment requirements
Smoother and faster loan approval process

The Agent Referral Network

Why Should You Consider Joining The Holdeman Realty Group Agent Referral Network?

Benefits of The Agent Referral Network

Opportunities for client referrals when no agent is present
Opportunities for client referrals when moving out of state
Access to a broader market and regional insights
Collaboration on complex or multi-state transactions
Shared marketing and advertising efforts
Backup support during peak seasons or personal downtime

WELCOME TO KJ THE CAR GUY

Experience

With over three decades of dedicated experience in the automotive industry, we are proud to be your trusted partner for all your vehicle needs. Whether you’re searching for the perfect new car, or a reliable pre-owned vehicle, or exploring flexible lease options, we have the knowledge and expertise to guide you every step of the way.

Our commitment goes beyond just helping you find a vehicle; we strive to make the entire process smooth, stress-free, and tailored to your unique needs. From selecting the right model to navigating financing options, our team is here to ensure every detail is handled with professionalism and care.

Credit Problems

If you're facing credit challenges, you've come to the right place. We offer an exceptional credit assistance program designed to help you secure not just what you need but more than what you expect . Our team is dedicated to guiding you through the process and finding the best solution tailored to your unique situation.

At “KJ the Gar Guy” we’re not just selling vehicles; we’re creating experiences and building relationships that last. Let us show you how our experience and dedication can make your car-buying journey a truly enjoyable experience.

Getting Started

To get started, simply select your choice above and complete the process from there an experienced automotive representative will contact you within 48 business hours to discuss the next steps and help you drive away with confidence. Let us show you how easy and stress-free car buying can be with “KJ the Gar Guy”

What clients say about us

I promise you I will never use anyone else when it comes to purchasing a car first, I have really bad credit (536 SCORE) and a previous repossession, so I was not expecting much. “KJ the Gar Guy” got me a brand-new car on a five-year purchase at 7.9% interest rate with zero down. If you have really bad credit, I highly encourage you to speak with them ASAP

-- Shelly … Las Vegas

There is so much going on in the automotive industry you don't know who to trust these days *price inflation, interest rate inflation**, being upside down the moment you leave the dealership!* “KJ the Gar Guy” did everything I needed them to do. Easiest process I ever seen.

-- Robert… Los Angeles

I was a first-time buyer and was told by a few dealerships that I needed $7,500 down or I needed a cosigner, and I had neither one. A friend of mines told me to call “KJ the Gar Guy” and not only did I not have to put a lot of money down, I did it without a cosigner and I didn't have to haggle or negotiate. They did the whole thing. Who if you're a first-time buyer from my point of view there's no better choice.

-- Shelly … Summerlin

It has been over 10 years since I have either bought or referred a friend family member or coworker to “KJ the Gar Guy” the main reason, they do exactly what they say they're going to do, and they don't lie. Simply the best I've ever seen and I have over 10 years of automotive experience myself they're simply the best.

-- Mike … Long Beach

As a fleet director for a leading automotive dealer, I see a ton of clients on a daily basis, to be honest those who don't qualify I send them to “KJ the Gar Guy” they are super thorough and simply the best outfit I've ever worked with in over 28 years.

-- Steve… Los Angeles

My credit was not the best, but these guys got me exactly what I wanted anyway. Without putting my business in the streets they did some amazing work. The work that they perform honestly, I've never seen before. You would be absolutely crazy if you don't at least call them and get an overview of what they can do to assist you, simply amazing.

-- Sue… San Diego

(725) 550-5881

Chat with us today through the help button above.

DON'T GET TAKEN ADVANTAGE OF!

CREDIT PROBLEMS? We can absolutely help! With over 30 years of experience in the automotive business, we have the expertise to get you back on track.

Choose Where To Get Started

PURCHASE/LEASE

PAYMENTS TOO HIGH

CORPORATE LOAN

CREDIT PROBLEMS

FIRST TIME BUYER

PROTECTING WOMEN

CREDIT CONSULTATION

PARTNERS ONLY

Credit Enhancement Benefits To You as The Auto Lending Professional